Orange County Mortgages

You are not alone.  Over-reaction on the part of Fannie and Freddie in response to industry adjustments have made getting your loan approved and funded a very difficult process.  The process has become so difficult for lenders and borrowers alike that per Think Big Work Small, the number of originators currently licensed and able to originate has reduced by over 40% since last January.

April 1, 2011 the rules will change again.  With no clear cut direction on how to respond to these new laws, look for total inconsistency in the industry.